In-depth guides on fixed annuities, indexed annuities, MYGA rates, income riders, tax strategies, and retirement income planning — written for consumers, not salespeople.
10 articles
Multi-year guaranteed annuities are offering some of the highest fixed rates in over a decade. Here is what you should understand before committing your savings to a MYGA contract.
Fixed indexed annuities offer a middle ground between the safety of fixed annuities and the growth potential of the market. Here is how the interest-crediting mechanism actually works.
An income rider can turn your annuity into a personal pension. Here is exactly how the benefit base, roll-up rate, and payout calculation work — in plain English.
Both MYGAs and CDs protect your principal and guarantee a fixed rate. But the differences in tax treatment, rates, and liquidity can significantly impact your retirement savings.
Rolling a 401(k) into an annuity is one of the most common retirement transitions. Here is what to evaluate before making the move — including tax implications, fees, and alternatives.
Tax-deferred growth is one of the most powerful — and most misunderstood — benefits of annuities. Here is how it works and how much it could save you over 5, 10, and 15 years.
Delaying Social Security from 62 to 70 can increase your benefit by up to 77%. An annuity can provide bridge income during the gap — here is how the strategy works.
Surrender charges are the most misunderstood aspect of annuities. Here is a clear explanation of how they work, what typical schedules look like, and how to plan around them.
If you are within 10 years of retirement — or already retired — a major market decline could derail your income plan. Here are the strategies that may help protect what you have built.
Annuities can be excellent retirement tools — but only if you choose the right one for your situation. Here are the seven most common mistakes we see, and how to avoid each one.
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